ATERNA considers micro-insurance as a set prevention mechanisms that create a safety net so that when an unforeseen expense arises, its impact on family income is not so drastic and the quality of life enjoyed can be restored more quickly.           Features of micro-insurance: Straightforward and accessible Flexible and customized Cover that suits your needs Transparent and thorough Benefits of micro-insurance for its users: Peace of mind for the contracting party Protection for beneficiaries Economic stability and the prevention    of loss of earnings due to unforeseen expenses