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FEATURES OF PEOPLE AT THE BOTTOM OF THE LADDER.


Low income, generally working in the informal economy.
   
Living in rural or marginal urban areas.
   
This is the largest segment of the population in Mexico and Latin America.
   
This segment of the population has minimum health and infrastructure coverage in their homes.
   
They aspire to acquire goods and services that make their lives easier and more practical, with greater wellbeing in terms of entertainment and technology.
   
Limited access to financial services:
- Credit
- Savings
- Insurance
   
A lack of financial understanding