ATERNA works as a mediator between distribution channels and the insurance industry, designing and operating prevention products and services that suit the needs of people at the bottom of the ladder.

	The distribution channels are our partners, who serve the bottom of the ladder. It is thanks to them that we are able to reach our customers.
	The insurance companies that cover the risk involved in the products and services we offer are part of our network of vendors, and we have formed professional relationships with them in order to get the best deal for our customers.
	Our customers are people at the bottom of the letter who generally don’t have access to formal prevention mechanisms that help them meet unforeseen expenses. It is our mission to satisfy their needs.