In 2012, we regrouped to stay true to our purpose and offer financial inclusion opportunities to the largest number of people in the shortest time possible in the markets where we do business.

In order to consolidate as a multi-country and multi-product group of companies, we operate with a dynamic and flexible organizational structure clearly focused on sustainability. Therefore, our social responsibility, corporate identity and human affairs divisions work in a coordinated effort with the finance and business management divisions to make sure our guiding principles and focus on people remain the driving force of our business core, constituting our value-added differentiator.